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Miscellaneous Business Fees

Business Deposit Account
Account activity printout or document copy
Account balancing assistance (per hour)
Account research (per hour)
ATM transactions at a Security Federal machine
ATM transactions at another bank’s machine *per ATM transaction after 2 per month *other bank may impose an ATM surcharge
Cash management
fees vary
Cashier’s check   
Chargeback (return deposited item)  
Chargeback (return deposited item) - special handling  
Check images with statements (per account)
Close account within 90 days of opening
Collection item - Canadian
Collection item - domestic
Collection item - foreign
Counter check
Deposit ticket improperly encoded
Dormant account (per month) *after 12 months of inactivity for checking and after 24 months of inactivity for savings and money market accounts
Foreign Currency (purchased or redeemed)
Items processed over account limit (per item)
Money Market >6 checks/month (per check)
Negative balance closing fee
Night depository disposable bag (per bag)
Night depository lockable bag (per bag)
Overdraft – exceeding 15 business days (per day)
Overdraft fee *fee applies to overdrafts vreated by check, in-person withdrawal, ATM withdrawal, or other electronic means
Overdraft transfer fee (per transfer)
Paper statements (per account, per month)
Photocopies (per page)
Replace ATM or Visa Check card
Returned item fee
Returned mail fee (per month)
Stop payment
Tax levies and garnishments
up tp $100.00
Telephone transfer (does not include Bank-by-Phone or Netteller)
Wire transfer – incoming or outgoing
Wire transfer – foreign incoming
Wire transfer – foreign outgoing


  Account Analysis
ACH - debit or credit
Currency deposited (per strap)
Currency purchased (per strap)
Deposit insurance premium
fees vary
Earnings credit
based on a competitive market rate
Items deposited (per item)
Maintenance (per month)
Negative funds fee
Night depository usage (per bag deposited)
Rolled coin deposited (per roll)
Rolled coin purchased (per roll)
Sweep maintenance charge (per month)

Effective 12/01/2013


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