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Miscellaneous Business Fees

Business Deposit Account
Fees
Account activity printout or document copy
$5.00
Account balancing assistance (per hour)
$25.00
Account research (per hour)
$25.00
ATM transactions at a Security Federal machine
Free
ATM transactions at another bank’s machine *per ATM transaction after 2 per month *other bank may impose an ATM surcharge
*$1.50
Bank-to bank transfers - Incoming ($1000 maximum limit)
Free
Bank-to bank transfers - Outgoing per transfer fee ($1000 maximum limit)
$1.00
Cash management monthly fee
$15.00
Cashier’s check   
$6.00
Chargeback (return deposited item)  
$7.00
Chargeback (return deposited item) - special handling  
$12.00
Check images with statements (per account)
$2.00
Close account within 90 days of opening
$25.00
Collection item - Canadian
$25.00
Collection item - domestic
$20.00
Collection item - foreign
$75.00
Counter check
$1.00
Deposit ticket improperly encoded
$30.00
Dormant account (per month) *after 12 months of inactivity for checking and after 24 months of inactivity for savings and money market accounts
$5.00*
Foreign Currency (purchased or redeemed)
$20.00
Items processed over account limit (per item)
$0.30 
Money Market >6 checks/month (per check)
$5.00
Negative balance closing fee
$20.00
Night depository disposable bag (per bag)
$1.00
Night depository lockable bag (per bag)
$25.00
Overdraft – exceeding 15 business days (per day)
$5.00
Overdraft fee *fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means
*$35.00
Overdraft transfer fee (per transfer)
$5.00
Paper statements (per account, per month)
$3.00
Photocopies (per page)
$0.25
Remote Deposit Capture
fees vary
Replace ATM or Visa Check card
$5.00
Returned item fee
$35.00
Returned mail fee (per month)
$5.00
Stop payment
$35.00
Tax levies and garnishments
up tp $100.00
Telephone transfer (does not include Bank-by-Phone or Netteller)
$2.00
Wire transfer – incoming or outgoing
$16.00
Wire transfer – foreign incoming
$20.00
Wire transfer – foreign outgoing
$50.00

 

  Account Analysis
  Fees
ACH - debit or credit
$0.25
Credit
$0.40
Currency deposited (per strap)
$0.30
Currency purchased (per strap)
$0.50
Debit
$0.19
Deposit insurance premium
fees vary
Earnings credit
based on a competitive market rate
Items deposited (per item)
$0.10
Maintenance (per month)
$12.95
Negative funds fee
18.00%
Night depository usage (per bag deposited)
$1.00
Rolled coin deposited (per roll)
$0.15
Rolled coin purchased (per roll)
$0.10
Sweep maintenance charge (per month)
$37.95


 
Effective 12/01/2014

   

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