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Features
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ATM Card
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Check Card (1)
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Credit Card (1)
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Security Federal ATM usage (2)
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Free
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Free
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Cash Advance Fees Apply
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Other bank ATM usage (3)
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4 times/mo Free
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4 times/mo Free
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Cash Advance Fees Apply
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Can be used at retail stores (4)
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Limited acceptance
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Yes
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Yes
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Can be used for catalog/internet purchases (4)
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Unavailable
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Yes
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Yes
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Purchases are charged directly to
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Checking account
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Checking account
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Credit Limit
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Annual fee
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None
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None
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None
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Interest rate
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No interest charged
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No interest charged
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Prime +2%
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Monthly statement of transactions
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Yes
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Yes
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Yes
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(1) ATM, Check and Credit Cards are issued subject to approval. Applications are available at all our branches.
(2) A personal identification number (PIN) is required for ATM usage.
(3) Other-bank ATM usage is free up to four times per month except when using an ATM which imposes a surcharge.
(4) Our check cards and credit cards can be used everywhere VISA is accepted.
Financial Counseling is provided free of charge to anyone with credit problems.
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