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(1) The interest rate on our Sweep account is a competitive market rate. Sweep accounts are not FDIC insured but are backed by government agency securities. Subject to approval.
(2) Items included debits,credits and checks deposited.
(3) Cash Management automates payroll, transfer of funds and recurring debits and credits. Subject to approval.
(4) Remote Deposit Capture is a web-based storage and processing solution that enables companies to deposit paper checks of all types electronically. Subject to approval.
(5) Our Visa Credit Card carries a fixed annual percentage rate. Check Cards and Credit Cards are issued subject to approval.
(6) Other bank ATM usage is free up to two times per month. The other bank may impose an ATM surcharge.
(7) Online banking includes mobile banking, electronic statements, and check images. Bill Pay is available for 9.95 per month.

   Click here to find out what you need to open a
   business checking account.

  Miscellaneous Fees for Business Accounts


Business Checking

Features  Free Premium Commercial Analysis Commercial Sweep (1)  
Monthly item range (2)   Free up to 100 items
$.30 /item >100/mo
Free up to 250 items
$.30/item >250/mo  
Over 250   Over 250  
Ownership type   Proprietor/Entity   Proprietor/Entity   Prop/entity/non-profit   Prop/entity/non-profit  
Minimum to open  $100     $100     $100  $100   
Minimum to earn interest   No interest   No interest  No interest   No minimum required  
Minimum to avoid monthly charge   No charge  $500 
Not applicable  
Not applicable  
Monthly charge if minimum not met  
No charge 
Depends on activity  
Depends on activity  
Cash Management (3)  
Remote Deposit Capture (4)    Available     Available     Available    Available   
Visa Credit Cards (5)     Available     Available     Available    Available   
ATM/Visa Check Cards (5)     Free     Free     Free     Free    
Security Federal Bank ATM usage (6)     Free     Free     Free     Ffree    
Online Banking (7)     Free    Free     Free     Free    
Electronic Statements     Free     Free     Free    Free    
Paper Statements    $3/month     $3/month    $3/month      $3/month   
Check Images    $2/month     $2/month    $2/month    $2/month   




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