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 (1) The interest rate on our Sweep account is a competitive market rate.
 (2) Items include debits, credits and checks deposited.

 

 

Business Checking

Features  Free Business Checking   Business Interest Checking   Basic Business Checking   Commercial Analysis Checking   Commercial Sweep Checking (1)  
Monthly item range (2)   0 to 100   0 to 150   0 to 250   Over 250   Over 250  
Ownership type   Proprietor/Entity   Proprietor   Proprietor/Entity   Prop/entity/non-profit   Prop/entity/non-profit  
Minimum to earn interest   No interest   $500  No interest   No interest   No interest  
Minimum to avoid monthly charge   Not applicable  $500 
$1000 
Not applicable  
Not applicable  
Monthly charge if minimum not met  
Not applicable  
$10 
$10 
Depends on activity  
Depends on activity  
Excess item charge (2)  
$.25/item >100/mo  
$.25/item >150/mo  
$.25/item >250/mo  
Not applicable  
Not applicable  
Common features among all accounts:
  • Minimum to open is $100.
  • Overdraft Protection is available through either a companion account or a line of credit. Credit lines are issued subject to approval.
  • Cash Management automates payroll, transfer of funds and recurring debits and credits. Subject to credit approval.
  • Our Visa Credit Card carries an annual fixed rate of 9.99%. Credit Cards are issued subject to approval.
  • Free Check Cards issued subject to approval.
  • Free Security Federal ATM usage. Other-bank ATM usage is free up to 4 times per month. The other bank may impose an ATM surcharge.
  • Business style checks are available.
  • Free online banking.
  • Free check images included with statement.


 

 

   
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