| (1) |
The interest rate on our Sweep account is a competitive market rate. |
| (2) |
Items include debits, credits and checks deposited. |
Click here tto find out what you need to open
a business checking account.o
Miscellaneous Fees for Business Accounts |
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Business Checking
| Features |
Free Business Checking
|
Business Interest Checking
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Basic Business Checking
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Commercial Analysis Checking
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Commercial Sweep Checking (1)
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| Monthly item range (2)
|
0 to 100
|
0 to 150
|
0 to 250
|
Over 250
|
Over 250
|
| Ownership type
|
Proprietor/Entity
|
Proprietor
|
Proprietor/Entity
|
Prop/entity/non-profit
|
Prop/entity/non-profit
|
| Minimum to earn interest
|
No interest
|
$500 |
No interest
|
No interest
|
No interest
|
| Minimum to avoid monthly charge
|
Not applicable |
$500 |
$1000 |
Not applicable
|
Not applicable
|
Monthly charge if minimum not met
|
Not applicable
|
$10 |
$10 |
Depends on activity
|
Depends on activity
|
Excess item charge (2)
|
Free up to 100 items
$.30/item >100/mo
|
Free up to 150 items
$.30/item >150/mo
|
Free up to 250 items
$.30/item >250/mo
|
Not applicable
|
Not applicable
|
Common features among all accounts:
- Minimum to open is $100.
- Overdraft Protection is available through either a companion account or a line of credit. Credit lines are issued subject to approval.
- Cash Management automates payroll, transfer of funds and recurring debits and credits. Subject to credit approval.
- Credit Cards carry a low fixed rate and are issued subject to approval.
- Free Check Cards issued subject to approval.
- Free Security Federal ATM usage. Other-bank ATM usage is free up to 4 times per month. The other bank may impose an ATM surcharge.
- Business style checks are available.
- Online banking, bill pay and mobile banking are available.
- Free check images included with statement.
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