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 (1) The interest rate on our Sweep account is a competitive market rate.
 (2) Items include debits, credits and checks deposited.

   Click here tto find out what you need to open
   a business checking account.
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   Miscellaneous Fees for Business Accounts

Business Checking

Features  Free Business Checking   Business Interest Checking   Basic Business Checking   Commercial Analysis Checking   Commercial Sweep Checking (1)  
Monthly item range (2)   0 to 100   0 to 150   0 to 250   Over 250   Over 250  
Ownership type   Proprietor/Entity   Proprietor   Proprietor/Entity   Prop/entity/non-profit   Prop/entity/non-profit  
Minimum to earn interest   No interest   $500  No interest   No interest   No interest  
Minimum to avoid monthly charge   Not applicable  $500 
$1000 
Not applicable  
Not applicable  
Monthly charge if minimum not met  
Not applicable  
$10 
$10 
Depends on activity  
Depends on activity  
Excess item charge (2)  
Free up to 100 items
$.30/item >100/mo  
Free up to 150 items
$.30/item >150/mo  
Free up to 250 items
$.30/item >250/mo  
Not applicable  
Not applicable  
Common features among all accounts:
  • Minimum to open is $100.
  • Overdraft Protection is available through either a companion account or a line of credit. Credit lines are issued subject to approval.
  • Cash Management automates payroll, transfer of funds and recurring debits and credits. Subject to credit approval.
  • Credit Cards carry a low fixed rate and are issued subject to approval.
  • Free Check Cards issued subject to approval.
  • Free Security Federal ATM usage. Other-bank ATM usage is free up to 4 times per month. The other bank may impose an ATM surcharge.
  • Business style checks are available.
  • Online banking, bill pay and mobile banking are available.
  • Free check images included with statement. 

 


 

 

   

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