Empowering Individuals through Financial Counseling
Security Federal Bank recognizes the challenges a poor credit history can create – that is why we offer Financial Counseling. This no-cost, confidential, one-on-one program helps individuals reduce their debt, improve their credit rating and ultimately qualify for a loan. It is designed to teach certain basic financial skills such as how to establish a personal budget and good savings habits, as well as how to open a bank account and balance a checkbook. This program is also designed to help people:
Identify and prioritize short and long-term goals
Develop strategies to attain those goals
Establish a relationship with a banker/lender
Understand various types of credit and lender’s expectations
Participate in wealth-building and improve quality of life
For more information about the Financial Counseling program at Security Federal Bank, call 803-641-3000 or toll free 1-866-851-3000.