- Gain more interest on your money through one of our savings accounts.
- Business Account Fee Schedule
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Business Savings, Pre-needs, IOLTA Accounts
| Features
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Money Market (1) |
Regular Savings (1) |
Pre-needs (2) |
IOLTA (3) |
| Business type
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All Businesses |
All Businesses |
Funeral Homes |
Attorneys |
| Minimum to open
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$1,000 |
$100 |
$100 |
$100 |
| Minimum to earn interest
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No minimum required |
$100 |
No minimum required |
$500 |
| Minimum to avoid monthly charge
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$1,000 |
$100 |
No charge |
No charge |
| Monthly charge if minimum not met
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$7 |
$3 |
No charge |
No charge |
Excess item
charge (4)
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$.30/item over 150/mo |
$.30/item over 150/mo |
No charge |
No charge |
| Excess withdrawal fee
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$5/item (1) |
$2/debit over 3/month |
No charge |
No charge |
| Personalized checks
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Free |
Unavailable |
Unavailable |
Available |
| (1) |
A Money Market and Regular Savings account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market or regular savings account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account.
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| (2) |
Pre-need accounts are available for funeral homes to enable their clients to save for future funeral expenses and to fix those future expenses at current costs. |
| (3) |
IOLTA accounts allow interest to be earned on an attorney's trust fund. The interest is paid monthly to either the South Carolina Bar Foundation or the Georgia Bar Foundation. |
| (4) |
Items include debits, credits and checks deposited. |
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