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  • Gain more interest on your money through one of our savings accounts.

  • Business Account  Fee Schedule
    
       

Business Savings, Pre-needs, IOLTA Accounts

Features  Money Market (1) Regular Savings (2) Pre-needs (3) IOLTA (4) 
Business type  All Businesses  All Businesses Funeral Homes  Attorneys 
Minimum to open  $1,000  $100  $100  $0.01
Minimum to earn interest  No minimum required  $100  No minimum required  $500 
Minimum to avoid monthly charge  $1,000  $100  No charge  No charge 
Monthly charge if minimum not met  $7  $4  No charge  No charge 
Excess withdrawal fee  $5 (1) $2/debit over 3/mo No fee No fee 
Excess item
charge (5)  
$.30/item over 150/mo  $.30/item over 150/mo  No charge  No charge 
Online Banking (6) Free  Free   Free   Free  
Electronic Statements   Free Free  Free  Free 
Paper Statements   $3/month   $3/quarter   Free   Free  
Check Images   $2/month   Unavailable   Unavailable   Free  
(1) A Money Market account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account. ATM and Visa Check Cards are available and issued subject to approval. Personalized checks are available by request. Prices vary depending on check style.
(2) A Regular Savings account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account. ATM and Visa Check Cards are available and issued subject to approval.
(3) Pre-need accounts are available for funeral homes to enable their clients to save for future funeral expenses and to fix those future expenses at current costs.
(4) IOLTA accounts allow interest to be earned on an attorney's trust fund. The interest is paid monthly to either the South Carolina Bar Foundation or the Georgia Bar Foundation.
(5) Items include debits, credits and checks deposited.
(6) Online Banking includes mobile banking, electronic statements, and check images. Bill Pay is available for $9.95 per month.

 

   

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