Personal Savings
   

   
 
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Personal Savings

Features  Money Market (1)   Regular Savings (2)   Young Savers (3)   Looney Tunes (3)  
Age group   18+   18+   12 through 17   Birth through 11  
Minimum to open   $1,000   $100  $10   $5  
Minimum to earn interest   No minimum required   $100   $25   No minimum required  
Minimum to avoid monthly charge   $1,000   $100   No minimum required   No minimum required  
Monthly charge (if minimum not met)   $7   $4   No charge   No charge
Excess withdrawal fee   $5 $2/debit over 3/mo   $2/debit over 3/mo   None  
Excess item charge (4)   $.30/item over 150/mo   $.30/item over 150/mo   No charge No charge  
Online Banking Available   Available    Available    Available   
Bank to Bank Transfers (5) Available  Available     Available     Available   
Mobile Banking Free    Free     Free     Free    
Electronic Statements     Free    Free     Free     Free    
Paper Statements    $3/month    $3/quarter    Free     Free    

(1) A Money Market account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market or regular savings account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account. ATM and Visa Check Cards are available and issued subject to approval. Personalized checks are available by request. Prices vary depending on check style.
(2) A Regular Savings account can be used as a companion to a checking account for overdraft protection. Withdrawals on a savings account are limited to 6 per month when using preauthorized, automatic transfers to another account. ATM Cards are available and issued subject to approval.  
(3) Young Savers and Looney Tunes accounts are designed to make it fun for our youth to learn the value of saving money.
(4) Items include debits, credits and checks deposited.
(5) Bank to Bank transfers are available to all customers. Outgoing transfers are $1. Incoming transfers are free.

   

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