Miscellaneous Business Fees

Business Deposit Account
Account balancing assistance (per hour)
Account research/Account printout or document copy (per item - if less than 1 hour)
Account research (per hour)
ATM transactions at a Security Federal machine
ATM transactions at another bank’s machine¹
Bank-to bank transfers - Incoming ($1000 maximum limit)
Bank-to bank transfers - Outgoing per transfer fee ($1000 maximum limit)
Cash management monthly fee
Cash management item charge (per item)
Cashier’s check
Chargeback (return deposited item)
Chargeback (return deposited item) - special handling
Check images with statements (per account/month)
Close account within 90 days of opening
Collection item - Canadian
Collection item - domestic
Collection item - foreign
Counter check
Deposit ticket improperly encoded
Dormant account (per month)²
Foreign currency (purchased or redeemed)
Insufficient Funds (NSF) - Returned Item Fee
Items processed over account limit (per item)
Money Market >6 checks/month (per debit)
Negative balance closing fee
Night depository disposable bag (per bag)
Night depository lockable bag (per bag)
Overdraft – exceeding 15 consecutive business days (per day)
Overdraft fee³
Overdraft transfer fee (per transfer)
Paper statements (per account, per month)
Photocopies (per page)
Remote Deposit Capture
fees vary
Replace ATM or Visa Check card
Returned mail fee (per month)
Stop payment
Tax levies and garnishments
up tp $100.00
Telephone transfer (does not include Bank-by-Phone or Netteller)
Wire transfer – incoming or outgoing
Wire transfer – foreign incoming
Wire transfer – foreign outgoing

¹ per ATM transaction after 2 per month (other bank may impose an ATM surcharge)

² after 12 months of inactivity for checking and after 24 months of inactivity for savings and money market accounts

³ fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means

Account Analysis
ACH - debit or credit
Currency deposited (per strap)
Currency purchased (per strap)
Deposit insurance premium
fees vary
Earnings credit
based on a competitive market rate
Items deposited (per item)
Maintenance (per month)
Negative funds fee
Night depository usage (per bag deposited)
Rolled coin deposited (per roll)
Rolled coin purchased (per roll)
Sweep maintenance charge (per month)
Trade analysis compliance review fee (per month)

Effective 12/01/2015

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit