Business Savings, Pre-needs, IOLTA Accounts

  • Gain more interest on your money through one of our savings accounts.
  • Business Account  Fee Schedule
  • Overdraft protection may be available through a companion account.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Features
Business type
Minimum to open
Minimum to earn interest
Minimum to avoid monthly charge
Monthly charge if minimum not met
Excess withdrawal fee
Excess item charge (5)
Online Banking (6)
Electronic Statements
Paper Statements
Check Images
Money Market (1)
Regular Savings (2)
Pre-needs (3)
IOLTA (4)
All Businesses
All Businesses
Funeral Homes
Attorneys
$1,000
$100
$100
$0.01
No minimum required
$100
No minimum required
$500
$1,000
$100
No charge
No charge
$7
$4
No charge
No charge
$5 (1)
$2/debit over 3/mo
No fee
No fee
$.30/item over 150/mo
$.30/item over 150/mo
No charge
No charge
Free
Free
Free
Free
Free
Free
Free
Free
$3/month
$3/quarter
Free
Free
$2/month
Unavailable
Unavailable
Free

(1) A Money Market account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account. ATM and Visa Check Cards are available and issued subject to approval. Personalized checks are available by request. Prices vary depending on check style. 

(2) A Regular Savings account can be used as a companion to a checking account for overdraft protection. Withdrawals on a money market account are limited to 6 per month when using preauthorized, automatic transfers or transfers to another account. ATM and Visa Check Cards are available and issued subject to approval.

(3) Pre-need accounts are available for funeral homes to enable their clients to save for future funeral expenses and to fix those future expenses at current costs.

(4) IOLTA accounts allow interest to be earned on an attorney's trust fund. The interest is paid monthly to either the South Carolina Bar Foundation or the Georgia Bar Foundation.

(5) Items include debits, credits and checks deposited.

(6) Online Banking includes mobile banking, electronic statements, and check images. Bill Pay is available for $9.95 per month.

 

Miscellaneous Fees for Business Accounts

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit