| Business Deposit Account | Fees |
|---|---|
| Account balancing assistance (per hour) | $25.00 |
| Account research/Account printout or document copy (per item - if less than 1 hour) | $5.00 |
| Account research (per hour) | $25.00 |
| Account verification (deposit / loan) | $10.00 |
| ATM transactions at a Security Federal machine | Free |
| ATM transactions at another bank’s machine¹ | $2.00¹ |
| Bank-to bank transfers - Incoming ($1000 maximum limit) | Free |
| Bank-to bank transfers - Outgoing per transfer fee ($1000 maximum limit) | $1.00 |
| Cashier’s check | $3.00 |
| Chargeback (return deposited item) | $10.00 |
| Chargeback (return deposited item) - special handling | $15.00 |
| Check images with statements (per account/month) | $2.00 |
| Close account within 90 days of opening | $25.00 |
| Coin Bags (per bag) | $2.00 |
| Collection item - Canadian | $25.00 |
| Collection item - domestic | $20.00 |
| Collection item - foreign | $75.00 |
| Deposit ticket improperly encoded | $30.00 |
| Dormant account (per month)² | $5.00² |
| Electronic Lock Box Monthly service fee (per month) | $50.00 |
| Electronic Lock Box per item fee | $0.25 |
| Electronic Lock Box Set-up fee | $200.00 |
| Foreign currency (purchased or redeemed) | $25.00 |
| Insufficient Funds (NSF) - Returned Item Fee | $35.00 |
| Items processed over account limit (per item) | $0.35 |
| Money market and Savings debits > 6 debits/cycle (per debit) | $3.00 |
| Night depository disposable bag (per bag) | $1.00 |
| Night depository lockable bag (per bag) | $30.00 |
| Continuous Overdraft Charge – (Overdraft exeeding 10 business days - per day) | $5.00 |
| Overdraft fee³ | $35.00³ |
| Overdraft transfer fee (per transfer) | $5.00 |
| Photocopies (per page) | $0.25 |
| Redeposit | $10.00 |
| Remote Deposit Capture set-up | $75.00 |
| Remote Deposit Capture monthly service fee | $39.95 |
| Remote Deposit Capture per item (over 200) | $0.16 |
| Remote Deposit Capture additional accounts/locations (per month) | $2.00 |
| Replace ATM or Debit card | $10.00 |
| Returned mail fee (per month) | $5.00 |
| Statements - Electronic | Free |
| Statements - Paper (per account, per month) | $3.00 |
| Stop payment | $35.00 |
| Tax levies and garnishments | up to $100.00 |
| Treasury management ACH (per file) | $6.00 |
| Treasury management monthly fee | $15.00 |
| Treasury management Wire Transfer - incoming | $8.00 |
| Treasury management Wire Transfer - outgoing | $10.00 |
| Wire transfer – incoming | $16.00 |
| Wire transfer – outgoing | $20.00 |
| Wire transfer – foreign incoming | $20.00 |
| Wire transfer – foreign outgoing | $50.00 |
¹ per ATM transaction after 2 per month (other bank may impose an ATM surcharge)
² after 12 months of inactivity for checking and after 24 months of inactivity for savings and money market accounts
³ fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means
| Account Analysis | Fees |
|---|---|
| ACH - debit or credit | $0.25 |
| Credit | $0.40 |
| Currency deposited (per strap) | $0.30 |
| Currency purchased (per strap) | $0.50 |
| Debit | $0.20 |
| Deposit insurance premium | fees vary |
| Earnings credit | based on a competitive market rate |
| Items deposited (per item) | $0.12 |
| Maintenance (per month) | $13.95 |
| Negative funds fee | 18.00% |
| Night depository usage (per bag deposited) | $1.00 |
| Rolled coin deposited (per roll) | $0.15 |
| Rolled coin purchased (per roll) | $0.10 |
| Sweep maintenance charge (per month) | $38.95 |
| Trade analysis compliance review fee (per month) | up to $750.00 |
Effective 02/01/2023. Items in bold were revised.