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Empowering Individuals Through Financial Counseling

Security Federal Bank recognizes the importance of a good credit history — that is why we offer Financial Counseling. This no-cost, confidential, one-on-one program helps individuals reduce their debt, establish or improve their credit and ultimately qualify for a loan. It is designed to teach certain basic financial skills such as how to establish a personal budget and good savings habits, as well as how to open a bank account and balance a checkbook.

This free program is designed to help: 

  • Identify and prioritize short and long-term goals
  • Develop strategies to attain those goals
  • Establish a relationship with a banker/lender
  • Understand various types of credit and lender’s expectations
  • Participate in wealth-building and improve quality of life

For more information about the Financial Counseling program at Security Federal Bank, call 803.641.3000.