Home Mortgage Loans

We look forward to putting our exceptional mortgage team to work for you!

 

Security Federal Bank maintains an outstanding reputation as a lending partner committed to satisfying the needs of real estate professionals, builders and individual homebuyers throughout the communities we serve in South Carolina and Georgia. 

We are dedicated to finding the right loan with the best rates, terms and costs to fit your needs. Whether you will be purchasing a new home, refinancing, or hiring a licensed builder to construct a home, our full-service mortgage staff will lend expertise to the process.  We offer a full range of products including conventional, FHA, VA and USDA loans, as well as special programs for first-time homebuyers.  Throughout the lending process, we’ll provide regular loan updates and progress reports so you always know the status of your loan.  

 

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Aiken Area Financial Service officer

Virginia Girardeau Smith

Virginia Girardeau Smith

Whiskey Road, Aiken
803.641.4469
Toll Free 866-851-3000
NMLS # 474212
Mike Markwalter

Mike Markwalter

Martintown Rd., North Augusta
803.442.2111
Toll Free 866-851-3000
NMLS # 482442
Bob Bigger

Bob Bigger

7004 Evans Town Center, Evans
706.650.6788
Toll Free 866-851-3000
NMLS# 1284250
Trudy Boyd

Trudy Boyd

Laurens Street, Aiken
803.502.5631
Toll Free 866-851-3000
NMLS #: 502559
Josh Booth

Josh Booth

Laurens Street, Aiken
803.644.2688
Toll Free 866-851-3000
NMLS# 482446

Columbia/Lexington Area Financial Service Officer

Kathi Snipes

Kathi Snipes

Sunset Blvd., West Columbia
803.739.6105
Toll Free 866-851-3000
NMLS # 501862
Virginia Girardeau Smith

Virginia Girardeau Smith

Whiskey Road, Aiken
803.641.4469
Toll Free 866-851-3000
NMLS # 474212
Mike Markwalter

Mike Markwalter

Martintown Rd., North Augusta
803.442.2111
Toll Free 866-851-3000
NMLS # 482442

Evans/Augusta Area Financial Service officer

Mike Markwalter

Mike Markwalter

Martintown Rd., North Augusta
803.442.2111
Toll Free 866-851-3000
NMLS # 482442
Trudy Boyd

Trudy Boyd

Laurens Street, Aiken
803.502.5631
Toll Free 866-851-3000
NMLS #: 502559
Bob Bigger

Bob Bigger

7004 Evans Town Center, Evans
706.650.6788
Toll Free 866-851-3000
NMLS# 1284250

Financial Service officer Serving Other Areas

Virginia Girardeau Smith

Virginia Girardeau Smith

Whiskey Road, Aiken
803.641.4469
Toll Free 866-851-3000
NMLS # 474212
Mike Markwalter

Mike Markwalter

Martintown Rd., North Augusta
803.442.2111
Toll Free 866-851-3000
NMLS # 482442
Bob Bigger

Bob Bigger

7004 Evans Town Center, Evans
706.650.6788
Toll Free 866-851-3000
NMLS# 1284250
Trudy Boyd

Trudy Boyd

Laurens Street, Aiken
803.502.5631
Toll Free 866-851-3000
NMLS #: 502559
Kathi Snipes

Kathi Snipes

Sunset Blvd., West Columbia
803.739.6105
Toll Free 866-851-3000
NMLS # 501862
Josh Booth

Josh Booth

Laurens Street, Aiken
803.644.2688
Toll Free 866-851-3000
NMLS# 482446

* HUD Certified Counselor/Community Development Officer: Provides free Financial Counseling, helps qualified borrowers take advantage of lending assistance programs such as first time home buyer programs, the SC State Housing Program, City of Aiken Homeowners Program, CDIC Homeowners Program, and Habitat for Humanity.

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit