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Free Kasasa Cash® Back Checking

Enjoy cash back on check card purchases and refunds on ATM withdrawal fees.* 

Get paid to go shopping. Free Kasasa Cash Back® checking pays 2.00% cash back on your check card purchases up to $72 back per year ($6 per month).*

 

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Aiken County, Columbia, Lexington, West Columbia, Evans, or anywhere else.  Add Kasasa Saver® to your account to make saving easy. 

 

Apply now for an account online or visit any of our convenient locations to open an account.

 

Need More Info?

 

Benefits

  • Free checking that pays you back
  • 2.00% cash back on check card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $72 cash back per year, a maximum of $6 per month
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • $50 minimum deposit to open
  •  

Here’s how easy it is to earn your rewards:

 

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

 

  • Have at least 1 ACH credit or ACH payment transaction post and settle;
  • Have at least 12 check card purchases post and settle; and
  • Be enrolled in and agree to receive e-statements.

 

And if you don’t meet these qualifications, don’t worry — your account is still free.

You’ll still earn our base rate and you can get right back to earning your full rewards the very next cycle that you qualify.

 

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, purchases made with debit cards not issued by our bank, and bill payments made through Security Federal Bank’s online banking. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

 

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

Kasasa ® Free Checking

I have questions or would like more information about opening a Kasasa Checking Account.

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit