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Online Banking

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Online Banking

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Kasasa Checking

Try a Free Kasasa® Checking Account Today!  

3 different accounts to choose from and each one rewards you for banking with us!

 

Free Kasasa Cash®    |   Free Kasasa Cash® Back Checking   |   Free Kasasa® Tunes Checking

 

Free Kasasa Cash®

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You’ll get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Aiken County, Columbia, Lexington, West Columbia, Evans, or anywhere else.  Add Kasasa Saver® to your account to make saving easy. 


Visit any of our convenient locations today to open your account.

 

Benefits:

  • Free checking that pays high interest
  • 2.00% APY* on balances below $10,000
  • 0.25% to 0.41% APY* on balances over $10,000 depending on balance in account*
  • 0.02% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • $50 minimum deposit to open

Here’s how easy it is to earn your rewards:

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
 

  • Have at least 1 ACH credit or ACH payment transaction post and settle;
  • Have at least 12 check card purchases post and settle; and
  • Be enrolled in and agree to receive e-statements.

And if you don’t meet these qualifications, don’t worry — your account is still free.

You’ll still earn our base rate and you can get right back to earning your full rewards the very next cycle that you qualify.

 

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, purchases made with debit cards not issued by our bank, and bill payments made through Security Federal Bank’s online banking. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances below $10,000 receive APY of 2.00%; and balances at or over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.25% to 0.41% APY depending on the account’s balance and (2) you will receive reimbursements (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

 


 

 

Free Kasasa Cash® Back Checking

 

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Enjoy cash back on check card purchases and refunds on ATM withdrawal fees.*  Get paid to go shopping. Free Kasasa Cash Back® checking pays 2.00% cash back on your check card purchases up to $72 back per year ($6 per month).*

 

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Aiken County, Columbia, Lexington, West Columbia, Evans, or anywhere else.  Add Kasasa Saver® to your account to make saving easy. 


Visit any of our convenient locations today to open your account.

 

Benefits

  • Free checking that pays you back
  • 2.00% cash back on check card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $72 cash back per year, a maximum of $6 per month
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • $50 minimum deposit to open

 

Here’s how easy it is to earn your rewards:

 

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

 

  • Have at least 1 ACH credit or ACH payment transaction post and settle;
  • Have at least 12 check card purchases post and settle; and
  • Be enrolled in and agree to receive e-statements.

And if you don’t meet these qualifications, don’t worry — your account is still free.

You’ll still earn our base rate and you can get right back to earning your full rewards the very next cycle that you qualify.

 

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, purchases made with debit cards not issued by our bank, and bill payments made through Security Federal Bank’s online banking. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

 

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

 


 

 

Free Kasasa® Tunes Checking

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Get refunds for purchases from iTunes®, Amazon®, and Google Play™.

 

Enjoy more of what you love — whether that’s music, movies, apps, games, or anything else you can buy online. Free Kasasa Tunes® checking refunds up to $10 in purchases from iTunes, Amazon, or Google Play every month.* You’ll also get $20 in refunds just for opening your account!*

 

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Aiken County, Columbia, Lexington, West Columbia, Evans, or anywhere else.  

 

Visit any of our convenient locations today to open your account.

 

 

Benefits

  • Free checking that pays you to shop online
  • $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • $50 minimum deposit to open

 

Here’s how easy it is to earn your rewards:

 

To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

 

  • Have at least 1 ACH credit or ACH payment transaction post and settle;
  • Have at least 12 check card purchases post and settle; and
  • Be enrolled in and agree to receive e-statements.


And if you don’t meet these qualifications, don’t worry — your account is still free.

You can get right back to earning your rewards the very next cycle that you qualify.

 

 

*Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. $50 minimum deposit is required to open the account. No minimum balance is required to obtain this bonus. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, purchases made with debit cards not issued by our bank, and bill payments made through Security Federal Bank’s online banking. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

 

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded.  iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. 

 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc.. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc.is/ are not participants in or sponsors of this program. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit