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Add breathing room to your budget at rates that won’t break the bank. We offer two Mastercard® credit cards to fit your lifestyle.

Key Features

Competitive Rates

Anytime Funds

Local Service

  • Make purchases virtually anywhere across the world
  • Enjoy the local service of your community bank
  • Manage your credit card 24/7 online
  • Two card options available
  • Guide to Benefits

 

Interest Rates and Interest Charges Classic Credit Card Scorecard Credit Card
Annual Percentage Rate (APR) for Purchases 9.99% Fixed Prime Rate + 9.99%
How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on purchases if you pay your entire balance by the due date.  We will begin charging interest on cash advances and balance transfers on the transaction date.

Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on purchases if you pay your entire balance by the due date.  We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge or Payment If you are charged interest, the charge will be no less than $1.50. If you are charged interest, the charge will be no less than $1.50.
APR for Balance Transfers 9.99% Fixed Prime Rate + 9.99%
APR for Cash Advances 9.99% Fixed Prime Rate + 9.99%
Penalty APR and When It Applies N/A N/A

 

Fees Classic Credit Card Scorecard Credit Card
Cash Advance Fee $10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance $10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance
Foreign Transaction Fee Up to 1.1% of the transaction Up to 1.1% of the transaction
Late Payment Fee Up to $25.00 Up to $25.00
Returned Payment Fee Up to $30.00 Up to $30.00
Other Fees N/A N/A
Annual Fee N/A N/A
Balance Transfer Fee N/A N/A
Over-the-Credit-Limit Fee N/A N/A

See your current balance, make payments and more — 24/7! Manage your card online now.