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It’s the security of a loan with the additional flexibility of a credit card — choose a line of credit when you need ongoing funding.

Key Features

Competitive Rates

Flexible Terms

Revolving Credit

  • Competitive, fixed rates for several ongoing needs:
    • Personal projects
    • Education expenses
    • Overdraft protection for checking account
    • And much more
  • Accommodating repayment options to fit your needs
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Access funds through your Security Federal Bank checking account, check or through online banking
  • Local decision-making and processing in your hometown
  • Friendly, professional service from start to finish