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A Business Credit Card Solution that gives you control and a great rate.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Service
    • Delete and add new cardholders within the established credit limit for your company
    • Activate and deactivate plastics (access devices/individual credit cards)
    • Manage and restrict spending on individual cards
    • Make payments online
    • Dispute transactions online
    • Request replacement cards, and
    • Generate custom reports
  • Card holders can access statements, transactions and balances here (https://www.ezcardinfo.com/#/)
  • Multiple cards can be issued to your employees
  • Digital Wallet compatible

Learn More about the Administrative Functions of the New System

 

 

Interest Rates and Interest Charges

Business Credit Card

Business Rewards Credit Card

Annual Percentage Rate (APR) for Purchases

9.99% Fixed

Prime Rate + 9.99%

On 04/12/2022, Prime Rate + 9.99% =13.49%.           

This APR will vary with the market based on the Prime Rate*

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on purchases if you pay your entire balance by the due date.  We will begin charging interest on cash advances and balance transfers on the transaction date.

Your due date is at least 25 days after the close of each billing cycle.  We will not charge you interest on purchases if you pay your entire balance by the due date.  We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge or Payment

If you are charged interest, the charge will be no less than $1.50.

If you are charged interest, the charge will be no less than $1.50.

APR for Cash Advances

9.99% Fixed

Prime Rate + 9.99%

On 4/12/22, Prime Rate + 9.99% =13.49%.           

This APR will vary with the market based on the Prime Rate*

Penalty APR and When It Applies

N/A

N/A

 

Fees

Business Credit Card

 Business Rewards Credit Card

Cash Advance Fee

$10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance

$10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance

Foreign Transaction Fee

Up to 1.1% of the transaction

Up to 1.1% of the transaction

Late Payment Fee

Up to $25.00

Up to $25.00

Returned Payment Fee

Up to $30.00

Up to $30.00

Other Fees

N/A

N/A

Annual Fee

N/A

N/A

Over-the-Credit-Limit Fee

N/A

N/A

*The prime rate used to determine your APR is the rate published in the Wall Street Journal on the last day of the prior month.

  • Company Admins can manage credit cards 24/7 here
    • Delete and add new cardholders within established credit limit for your company
    • Activate and deactivate plastics
    • Manage and restrict spend on individual cards
    • Make payments online
    • Dispute transactions online
    • Request replacement cards, and
    • Generate custom reports
  • Card holders can access statements, transactions and balances here