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Miscellaneous Personal Fees

Personal Deposit Account
Fees
Account balancing assistance (per hour)
$25.00
Account research/ Account printout or document copy(per item - if less than 1 hour)
$5.00
Account research (per hour)
$25.00
ATM transactions at Security Federal machine
Free
ATM transactions at another bank’s machine
$1.50¹
Bank-to-bank transfers- Incoming ($1000 maximum limit)
Free
Bank-to-bank transfers- Outgoing per transfer fee ($1000 maximum limit)
$1.00
Cashier’s check
$6.00
Chargeback (return deposited item)
$8.00
Chargeback (return deposited item) - special handling
$15.00
Check images with statements (per account/month)
$2.00
Close account within 90 days of opening
$25.00
Collection item - Canadian
$25.00
Collection item - domestic
$20.00
Collection item – foreign
$75.00
Deposit ticket improperly encoded
$5.00
Dormant account (per month)²
$5.00²
Foreign currency (purchased or redeemed)
$25.00
Insufficient Funds (NSF) - Returned Item Fee
$35.00
iPay Person to Person ( per transaction)
$1.00
iPay Gift Charge ( per transaction)
$2.99
Items processed over account limit (per item)
$0.30
Money market > 6 checks per month (per debit)
$5.00
Negative balance closing fee
$20.00
Overdraft exceeding 15 business days (per day)
$5.00
$35.00³
Overdraft transfer fee (per transfer)
$5.00
Paper statements (per account, per month)
$3.00
Photocopies (per page)
$0.25
Redeposit
$8.00
Replace ATM or VISA Check card
$10.00
Returned mail fee (per month)
$5.00
Savings withdrawals >3 per month (per withdrawal)
$2.00
Stop payment
$35.00
Tax levies and garnishments
up to $100.00
Telephone transfer (does not include Bank-by-Phone or Netteller)
$2.00
Wire transfer – incoming or outgoing
$16.00
Wire transfer - foreign incoming
$20.00
Wire transfer – foreign outgoing
$50.00
Safe Deposit Boxes:
3x5 (fee per year)
$30.00
5x5 (fee per year)
$35.00
3x10 (fee per year)
$50.00
5x10 (fee per year)
$75.00
10x10 (fee per year)
$115.00
Late payment charge
$10.00
Lost key/Replacement key
$100.00
Drilling fee
$150.00

¹ per ATM transaction after 2 per month (other bank may impose an ATM surcharge)

² after 12 months of inactivity for checking and after 24 months of inactivity for savings and money market accounts

³ fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means

 

Effective 12/01/2016

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit