Personal Loans

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Features
Term
APR - Annual percentage rate (4)
Closing costs
Access directly by check
Access through checking account
Minimum monthly payment
Can be used for overdraft protection
Credit life insurance available (8)
Credit A&H insurance available (8)
Home Equity Line of Credit (2)
Installment Loans (3)
Personal Line of Credit
240 Months
6 to 180 months
Unlimited
Varies based on prime (5)
Fixed
Fixed
Closing costs vary
Closing costs vary
None
Yes
No
Yes
Yes
No
Yes
Interest Only
See below (6)
See below (7)
Yes
No
Yes
No
Yes
No
No
Yes
No

(1) Personal loans are subject to approval. Loan officers are available at all of our branches.


(2) A home equity line of credit is secured by your primary residence and can be used to finance home improvements, a car, boat or other major purchase.


(3) An installment loan can also be used to finance home improvements, a car, boat or other major purchase.


(4) Interest paid on a loan secured by a mortgage on your primary residence may be tax deductible. You should consult with your tax advisor.


(5) The APR for a home equity line of credit is based on Prime Rate and is subject to margin, floor and caps.


(6) Amortization determines the monthly payment for installment loans.


(7) The minimum monthly payment will equal the greater of $20 or 2% of the loan account balance on the last day of the billing cycle. The minimum advance is $100 for automatic transfers.


(8) Insurance products are not a deposit product, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit