Credit Card and Personal Line of Credit

Credit Card Access

To access your credit card account anytime anywhere, 24 hours a day and 7 days a week, visit  eZCardInfo.com
                

Credit Card Tips

For credit card tips from the Federal Reserve Board, visit the following website:  www.federalreserve.gov/creditcard


Visa Debit Cards and Credit Card FAQs | Visa Agreement and Disclosure
 

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
How to Avoid Paying Interest on Purchases
Minimum Interest Charge or Payment
APR for Balance Transfers
APR for Cash Advances
Penalty APR and When it Applies
Visa Credit Card
Personal Line of Credit
9.99% Fixed
9.99% Fixed
Your due date is at least 25 days after close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month.
Interest starts accumulating at the time the line of credit is used.
If you are charged interest, the charge will be no less than $1.50.
Minimum payment is $20 or 2.0% of the outstanding balance.
9.99% Fixed
9.99% Fixed
9.99% Fixed
N/A
N/A
N/A

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Tip: Swipe left or right to compare account types.

Fees
Cash Advance Fee
Foreign Transaction Fee
Late Payment Fee
Returned Payment Fee
Other Fees
Annual Fee
Balance Transfer Fee
Over-the-Credit-Limit Fee
Visa Credit Card
Personal Line of Credit
$10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance
N/A
0.8% if there is no currency conversion or 1.0% if there is currency conversion.
N/A
Up to $25.00
Up to $18.00
Up to $35.00
Up to $35.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Insurance, Investment and Trust Products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit