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Kasasa Cash:

1APYs accurate as of 09/16/2020. 

2Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Security Federal Bank (SFB) as ATM transactions, purchases made with debit cards not issued by SFB, and bill payments made through SFB’s online banking.  Transactions bundled together by merchants and received by SFB as a single transaction count as a single transaction for the purpose of earning account rewards.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. See the SFB website or contact one of SFB’s service representatives for specific Monthly Qualification dates. Additional Information: Limit 1 Kasasa checking account per social security number.  Individuals must be at least 18 years of age to open.  Account approval, conditions, qualifications, limits, time frames and other requirements apply.  A $50 minimum deposit is required to open the account. There are no recurring monthly service charges or fees to open or close this account. Qualifications and rewards may vary by account.    Rates and rewards are variable and may change after account is opened.  Fees may reduce earnings.  Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Contact a SFB service representative for additional information, details, restrictions, processing limitations and enrollment instructions. This account is not to be used for commercial purposes.  If the account is closed, you will forfeit any rewards that have not been credited to your account. Reward Information: When qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last business day of the current statement cycle (will be treated as interest for IRS Form 1099 INT reporting purposes): (1)  Daily balances up to $10,000 earn 1.50% APY; and daily balances at or over $10,000 earn 0.25% APY on the portion of daily balance over $10,000, resulting in a range from 1.50% to 0.36% APY depending on account’s daily balance (2) ATM reimbursements (max. of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions.  When Kasasa Cash qualifications are not met, the account’s entire daily balance earns 0.02% APY and ATM withdrawal fees are not refunded.  Interest and Nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Account on the last business day of the current statement cycle.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 


Kasasa Cash Back:

1Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Security Federal Bank (SFB) as ATM transactions, purchases made with debit cards not issued by SFB, and bill payments made through SFB’s online banking.  Transactions bundled together by merchants and received by SFB as a single transaction count as a single transaction for the purpose of earning account rewards.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. See the SFB website or contact one of SFB’s service representatives for specific Monthly Qualification dates. Additional Information: Limit 1 Kasasa checking account per social security number.  Individuals must be at least 18 years of age to open.  Account approval, conditions, qualifications, limits, time frames and other requirements apply.  A $50 minimum deposit is required to open the account. There are no recurring monthly service charges or fees to open or close this account. Qualifications and rewards may vary by account.    Rates and rewards are variable and may change after account is opened.  Fees may reduce earnings.  Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Contact a SFB service representative for additional information, details, restrictions, processing limitations and enrollment instructions. This account is not to be used for commercial purposes.  If the account is closed, you will forfeit any rewards that have not been credited to your account. Reward Information: When qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last business day of the current statement cycle (1) 2.00% cash back on up to a total of $300.00 worth of debit card purchases that post and settle to the account during that qualification cycle. A maximum of $6.00 cash back payments may be earned per Monthly Qualification Cycle (2) ATM reimbursements (max. of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions (will be treated as interest for IRS Form 1099 INT reporting purposes).  When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.   Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

 


Kasasa Tunes:

1Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Security Federal Bank (SFB) as ATM transactions, purchases made with debit cards not issued by SFB, and bill payments made through SFB’s online banking.  Transactions bundled together by merchants and received by SFB as a single transaction count as a single transaction for the purpose of earning account rewards.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. See the SFB website or contact one of SFB’s service representatives for specific Monthly Qualification dates. Additional Information: Limit 1 Kasasa checking account per social security number.  Individuals must be at least 18 years of age to open.  Account approval, conditions, qualifications, limits, time frames and other requirements apply.  A $50 minimum deposit is required to open the account. There are no recurring monthly service charges or fees to open or close this account. Qualifications and rewards may vary by account.    Rates and rewards are variable and may change after account is opened.  Fees may reduce earnings.  Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Contact a SFB service representative for additional information, details, restrictions, processing limitations and enrollment instructions. This account is not to be used for commercial purposes.  If the account is closed, you will forfeit any rewards that have not been credited to your account. Reward Information: When qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last business day of the current statement cycle (1) you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases.  In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 calendar days after the Monthly Qualification Cycle in which you qualified ends (2) ATM reimbursements (max. of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions (will be treated as interest for IRS Form 1099 INT reporting purposes).  When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases and ATM withdrawal fees are not refunded.  Kasasa Tunes Sign Up Bonus: As a bonus to individuals who open and fund a new Kasasa Tunes account, SFB will refund up to an aggregate total of $20.00 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened.  This refund will be credited to your account on the last business day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account.  Any portion of this bonus that is not used within the stated time period will be forfeited.  No minimum balance is required to obtain this bonus.  iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.   Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.