Health Savings Account (HSA)

• Prepare for qualified medical expenses
• Greater personal control over healthcare management
• Receive higher rates on larger deposits
• An HSA provides triple tax savings:
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical, dental, vision expenses, and more¹
• Contributions are tax-free and can be made by you, your employer, or a third party
• Funds can be withdrawn at any time²
• No monthly service charge
• No minimum balance requirements
• Unused funds remain in account year after year; no "use it or lose it" policy
• Keep your HSA in your name, regardless of career or life changes
• $100 minimum deposit to open

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility.  Contact your tax advisor for further eligibility requirements.