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Premium Pay Plans 

Security Federal Premium Pay Plans, Inc. has specialized in both personal and commercial lines insurance premium financing since 1984. Through our commitment to quality customer service, and our dedication to the development of cutting-edge agency technology, Security Federal Premium Pay Plans has remained a leader in the South Carolina premium finance industry marketplace.

Already a Premium Pay Plans policyholder?  Review your account information or make electronic payments anytime at

Customer Service

Our commitment to the highest quality of customer service is the foundation of Security Federal Premium Pay Plans. We strive to work with our account holders on a personal level and recognize that, as with any relationship, communication is key.

We accept convenient payment methods — such as major credit and debit cards by phone and online 24 hours a day, 7 days a week.  Finally, we understand that each customer has his/her own needs. Our management team is here for guidance and support whenever needed — whatever the reason.

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Agency Services

Security Federal Premium Pay Plans believes in our agents and the relationships we develop with them. Any agency — small or large — can benefit from our services. Through our customizable web-based agency software solution, agents can minimize data processing and maximize profits. Automated tasks, customizable reports, customizable forms, checks, bank account reconciliation, agency fee collection and financing — all of these abilities (and more) are available through our unique software system. 

South Carolina Agency Owners

As an agency owner, you know that today's competitive insurance environment presents many challenges. We are ready to partner with you to help you solve many of the problems that confront your business on a daily basis. Agency Management System

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What is premium financing?

Premium financing is a service we provide that eliminates the need for you to make a large lump sum payment to an insurance company and instead allows you to make smaller monthly payments.

Why should I choose Premium Pay Plans?

Although some insurance companies may provide premium financing, Premium Pay Plans offers more flexible payment and billing options that can be tailored to suit your needs. 

Can I access my account online?

Premium Pay Plans offers online access to policyholder accounts.  You can review account information or make electronic payments at any time by logging-on at

When are my payments due?

You will be billed as you would be for any typical insurance policy.  Your due date will fall on the same date each month, with a bill mailed 10 days before each due date.

How can I make my payments?

  • At your insurance agent's office
  • By mail: P.O. Box 550, Graniteville, SC 29829
  • By calling 800-284-3036
  • Visiting
  • Visiting any Security Federal Bank branch in SC

What should I do if I am billed by my insurance company?

Contact your agent.  In most cases additional premiums can be financed into your current premium payment plan.

Who do I contact if I have questions?

Your agent, or you may reach a Premium Pay Plans representative at 800-284-3036.

Gold Plus Claims

To go to the appropriate claims section, please select either NS or GTR based on the first few letters of your contract number.

NS     GTR

Manage Your Account Online

Enjoy convenient access to your Premium Pay Plan policyholder account. Review account information or make electronic payments 24/7 at



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Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit

South Carolina Department of Insurance