The following rates are effective for the week of: January 25, 2021 through January 31, 2021
Rates are updated by 10am on the first business day of each week.
Kasasa Cash* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 to $10,000 | 1.50% | 1.50% |
| $10,000+ | 0.25% | 1.50% to 0.36% |
| Qualifications not met | 0.02% | 0.02% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning your full rewards the very next month.
Annual Percentage Yields (APY) are subject to change after account opening. The minimum deposit to open the account is $50.00. Fees may lower earnings on the account.
Kasasa Saver* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 to $49,999.99 | 0.50% | 0.50% |
| $49,999.99+ | 0.25% | 0.50% to 0.33% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
It's no problem if you miss a qualification cycle — both accounts are still free and Kasasa Saver earns a base interest rate. Plus, you can get back to earning rewards the very next cycle that you qualify.
Annual Percentage Yields (APY) are subject to change after account opening. The minimum deposit to open the account is $100.00. Fees may lower earnings on the account.
Certificate of Deposit Learn More
| Term | APY |
|---|---|
| 3 Months | 0.10% |
| 6 Months | 0.15% |
| 9 Months | 0.15% |
| 11 Months | 0.15% |
| 12 Months | 0.15% |
| 15 Months | 0.20% |
| 18 Months | 0.20% |
| 24 Months | 0.25% |
| 30 Months | 0.30% |
| 36 Months | 0.30% |
| 48 Months | 0.40% |
| 60 Months | 0.45% |
The minimum to open an account is $500. The APY assumes interest remains on deposit until maturity. A penalty will be assessed for early withdrawal.
Money Market Account Learn More
| Tier | APY |
|---|---|
| $0 - $4,999.99 | 0.05% |
| $5,000 - $9,999.99 | 0.05% |
| $10,000 - $49,999.99 | 0.10% |
| $50,000 - $99,999.99 | 0.15% |
| $100,000+ | 0.15% |
Annual Percentage Yields (APY) are subject to change after account opening. The minimum to open an account is $1,500. Accounts that fall below $1,500 will be charged $7.00 per month. Fees may lower earnings on the account.
High Yield Checking Learn More
| Tier | APY |
|---|---|
| $2,500 - $9,999.99 | 0.05% |
| $10,000 - $24,999.99 | 0.07% |
| $25,000+ | 0.10% |
Annual Percentage Yields (APY) are subject to change after account opening. The minimum to open an account is $2,500. Accounts that fall below $2,500 will be charged $12.00 per month. Fees may lower earnings on the account.
Personal Accounts
| Account | Minimum Balance to Open | Tier | APY |
|---|---|---|---|
| Value 62 Checking | $50 | $500+ | 0.02% |
| Interest Checking | $500 | $500+ | 0.02% |
| Regular Savings | $100 | $100+ | 0.10% |
| Christmas Club | $5 | NA | 0.10% |
Annual Percentage Yields (APY) are subject to change after account opening. The minimum balance to earn interest is $500.00. Fees may lower earnings on the account.