Save smart with a CD. Just choose your term to start earning rates above standard savings.
Certificate of Deposit - Local Certificate of Deposit Rates
Take Advantage of our CD Rate Specials: 6 and 9 month at 4.15% APY*
Competitive Rates
Local Customer Support
Variety of Terms
Certificate of Deposit
Benefit from our certificate of deposits (CDs) at Security Federal Bank. With competitive local certificate of deposit rates, you can grow your savings securely and efficiently. Choose the CD term that fits your financial goals and enjoy peace of mind with guaranteed returns.
- CD Rate Specials Going on Now!
- 4.15% APY* for 6 and 9 month CD
- *Annual Percentage Yield (APY) is accurate as of 04/21/2025 and is subject to change. Rates available for new checking account
customers with Direct Deposit or established checking account customers with Direct Deposit. The minimum to open a CD is $500. The APY assumes interest remains on deposit until maturity. A penalty will be assessed for early withdrawal. Fees may reduce earnings.
- Fixed rates, higher than regular savings
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- No setup or monthly service charges
- Early withdrawals subject to penalty1
- Renews automatically upon maturity after 10-day grace period
- Minimum Deposit to Open - $500
Stop by a local Security Federal Bank branch to open a CD. A list and map of all our branches can be found here.
1Early withdrawal penalty varies from 3 to 18 months interest on the amount withdrawn depending on the term of the CD.
Account openings and credit are subject to bank approval.
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