Certificate of Deposit (CDs)

Save smart with a CD. Just choose your term to start earning rates above standard savings.

Take Advantage of our CD Rate Specials: 6, 9, 11, 12, 15 and 18 month at 5.00% APY^*

CD Rate Specials Going on Now!
- 5.00% APY* for 6, 9, 11, 12, 15 and 18 month CD
- *Annual Percentage Yield (APY) is accurate as of 4/22/2024 and is subject to change. Rates available for New and Existing Checking Account customers with Direct Deposit. The minimum to open a CD is $500. The APY assumes interest remains on deposit until maturity. A penalty will be assessed for early withdrawal. Fees may reduce earnings.
Fixed rates, higher than regular savings
Set aside for future savings goals
A wide range of terms available (from 3 months to 5 years)
No setup or monthly service charges
Early withdrawals subject to penalty¹
Renews automatically upon maturity after 10-day grace period
Minimum Deposit to Open - $500

Stop by a local Security Federal Bank branch to open a CD. A list and map of all our branches can be found here.

¹Early withdrawal penalty varies from 3 to 18 months interest on the amount withdrawn depending on the term of the CD.

Account openings and credit are subject to bank approval.

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