Home Construction Loan or Renovation Financing


A mortgage loan to cover the cost of constructing a new home on the borrower’s own land or on land that is being purchased. At the end of construction the loan can be modified into a permanent mortgage.

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Important Info on Trigger LEads

 
 

Residential Construction Loan Options for Building or Renovating

 

Construction Loan

  • Turn your dream home into a reality with financing designed to support your homebuilding journey from the ground up. A Construction Loan helps cover the cost of building a new home on land you already own or are purchasing. Once construction is complete, the loan transitions into a permanent mortgage product.

Renovation Loan (Purchase)

  • Find the right home and make it your own. A Renovation Loan (Purchase) allows you to finance both the purchase of a home and the cost of improvements through one convenient loan solution. Once renovations are complete, the loan transitions into a permanent mortgage product.

Renovation Loan (Refinance)

  • Love your location but need more from your home? A Renovation Loan (Refinance) provides financing for home improvements, repairs, or upgrades to your existing residence. Once the renovation project is complete, the loan transitions into a permanent mortgage product.

Local Mortgage Lenders

Our team of dedicated mortgage loan originators will walk you through the process of purchasing, refinancing or building your home.  We want you to feel comfortable and confident in all decisions, so please reach out with questions.

Explore a variety of mortgage calculator tools to help you plan for your future.
 





Frequently Asked Questions

In most cases, you will have a preliminary decision within 24 hours.
  • Photo ID
  • Most recent YTD pay statement
  • Two months most recent bank statements (include all pages)
  • Two months most recent IRA/401K account statements (include all pages)
  • Most recent 2 years W-2s
  • Two years most recent tax returns (include all pages)
  • Sales contract if purchasing or copy of deed if refinancing
No fee for pre-qualifications
Rates and terms are reviewed every day to ensure competitiveness.
You can complete the online application under a loan officer of your choice or you can call and set up an appointment or speak to a Loan Officer over the phone who will be happy to assist you.








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