"An investment in knowledge pays the best interest." - Benjamin Franklin
Financial Articles


Curated articles, just for you!

Marking Another Successful $uper $avings Club School Year!
What a FUN time we had celebrating our annual $uper $avings In-School Banking Top Savers Parties in both the CSRA and Midlands! Each June, after the school year ends, we invite the Top 3 Savers from every participating school to celebrate their hard work and dedication to saving.
And here’s the best part—these students aren’t recognized for having the largest account balances ...
What Are Small Business Loan Requirements?
Getting a small business loan is one of the most common ways business owners fund their growth. But before you apply, you need to know what lenders are looking for.
Small business loan requirements vary by lender and loan type. However, most lenders check the same core things, including your credit score, business financials, and how long you have been in business.
Can You Spot a Phishing Scam?
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse.
Understanding What the FDIC Protects
In the wake of the 2023 news storm of some big banks closing their doors, Security Federal Bank wants to explain why there is no reason to panic. All deposit account holders with $250,000 or less per account in our institution are automatically protected by the FDIC – meaning that you will never be at risk of losing this money.
6 Steps to Starting a Small Business
Are you ready to start up your business idea and become an entrepreneur? Before you can call yourself a small business owner, you’ll want to make sure your business solves a real problem, has a plan and can get funding. Follow these steps to turn your startup idea into a thriving small business in South Carolina or Georgia.
Comparing Small Business Loan Programs Backed by the SBA
The U.S. Small Business Administration (SBA) was founded as an independent federal government agency to help American businesses get started, compete, and thrive by helping business owners access funding.
Financial Health
Is it paying bills on time, robust savings, retirement fund, affording a new car? Whatever financial health means to you, it starts with getting your finances in order.
It’s easy to think that keeping track of your account balances is all you need to do to stay on top of your finances.
