Small Business Loans


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Businesses like yours are the backbone of our local economy. Prosper with government-backed financing from your community bank.

Small Business Administration (SBA) Loans - 7(a) and 504

  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity1
  • Local decision-making and processing
  • Friendly, professional service from start to finish

USDA Loans

  • Government-assisted financing for rural, non-profit and for-profit businesses
  • Competitive rates for a variety of business needs:
    • Business and industrial projects
    • Acquisitions
    • Refinancing
    • Construction
    • Modernization
    • Expansion
    • Purchase of equipment, machinery, and supplies
  • Loan amounts range from $1 million to $20 million or more
  • Flexible terms to fit your budget
  • Local decision-making and processing
  • Friendly, professional service from start to finish

1Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.