Security Federal Bank


Loans for every ride - from your first car to your next upgrade.
Apply ONline or stop by your local branch.

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Unlock Your Home's Equity
With a Home Equity
Line of Credit
Thinking about Upgrading?
Utilize a Home Equity Line of Credit.

Ready to Refinance or Buy a New Home?
See how we can help you secure your dream home or lower your monthly payments.
Talk with a Mortgage Loan Originator today!










We Are Helping People, Changing Lives®.
Giving back to our communities is a tradition we've held for a century! As a designated CDFI, we've never taken that mission more seriously.
Your partner through transition
Let us help you make the next steps as smooth as possible.



Let us help you find a place to call your own.
It's where families gather. Ups and downs of life are shared. Memories are made. And it just might be one of the most substantial purchases you'll ever make.
More than just investing...
Preparing for your successful financial future requires more than wise investing, it involves careful planning. Look to us for help! Our experienced staff can help you build, manage and protect your wealth.
Home, Auto, and Business Insurance.
To speak with one of our agents call 803.641.3115. You may also visit one of our conveniently located offices in the Aiken and Columbia, SC or Augusta, GA areas.


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Meet Our Employees
- A combination of Security Federal Bank’s youth banking products and Financial Counseling services. Stephanie believes financial literacy is critical at every stage of life and values providing resources at a young age. She especially appreciates that Financial Counseling is available to everyone — from individuals just starting out and learning how to build credit to those working to overcome past challenges and get back on track.
VP-Business Solutions
Josh Booth began his banking career in 1999 after earning a bachelor’s degree in Finance from the University of Florida. In 2005, he moved to Aiken and joined Security Federal Bank, where he has since built more than 20 years of experience in real estate lending within the Aiken market. Known for his responsiveness and deep local knowledge, Josh is always just a call, click, or text away — ready to help customers experience the strength of Security Federal Bank’s local mortgage lending team.
Outside of work, Josh enjoys spending time with his wife, Gina, bird hunting, target shooting, and playing pickleball. He is also passionate about giving back, volunteering his time building wheelchair ramps through United Way of Aiken County’s Project Vision. Josh and Gina are members of Millbrook Baptist Church, and he actively serves the community through board and trustee roles with Rural Health Services, Inc., United Way of Aiken County, Friends of Hopelands Gardens, and Rye Patch.
- Mortgage loans — of course. Josh’s calling card is service and availability. He prides himself on being accessible to his customers, including evenings and weekends, and can be reached directly by cellphone at (803) 508-4266. Whether a customer begins a mortgage application online or visits one of Security Federal Bank’s convenient branch locations, Josh and the local lending team provide personalized attention focused on finding the right loan program to meet each customer’s unique needs. With competitive rates, expert advice, and dependable solutions, Josh is committed to making the mortgage process smooth and straightforward.
- The Security Federal Bank Business Credit Card is a fixed rate card that is great for Greg's business customers.