Security Federal Bank

Monday, August 3rd, 2026: 10:50AM

Branch Reopened

Power has been restored, and our Richland Ave Branch (1665 Richland Ave., Aiken, SC 29801) has reopened and is operating under normal business hours.

Thank you for your patience and understanding.

Ready for the Water?

Make this summer your best one yet.

Boat Loans Available.

APPLY NOW

Need a Mortgage? 

From first homes to forever homes, Security Federal Bank's local mortgage lenders are ready to help you navigate every stage of homeownership.

Local lenders. Local decisions. Personalized service.

Apply online or stop by your local branch. 

CHOOSE A LOAN OFFICER

Step Into the Game. Earn Up to 4.00% APY*

 

A high-earning checking account designed for everyday use.


Earn up to 4.00% APY on qualifying balances when monthly requirements are met—now with lower minimum balance options.

*4.00% APY (Annual Percentage Yield) paid monthly on balances up to $10,000. Balances above $10,000 earn 0.25% APY paid monthly. To qualify, the account must have 12 debit card transactions post and clear, 1 ACH transaction post and clear, and e-statements each monthly cycle. $1,000 opening deposit required on High Yield account and $2,500 opening deposit required on Premium account. Minimum balance requirements apply. Fees may reduce earnings. APY as of 3/16/2026 and subject to change at any time.

Open a checking account

Make a Loan Payment

Pay electronically with funds from another financial institution.

Mom and child getting out of vehicle.

BaZing Fuel credits, roadside assistance, and more!


Augusta Riverfront

Life doesn't stop for the weekend.


Three female coworkers in office.

New product offering! Perks Checking with the SFB Perks App!


Two ladies sitting at desk and chair.

SFB Financial Counseling

No-cost, confidential and one-on-one!


We Are Helping People, Changing Lives®.

Giving back to our communities is a tradition we've held for a century! As a designated CDFI, we've never taken that mission more seriously.

Your partner through transition

Let us help you make the next steps as smooth as possible.

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Mom giving child piggy back ride.
Woman working at office at desk.

Let us help you find a place to call your own.

It's where families gather. Ups and downs of life are shared. Memories are made. And it just might be one of the most substantial purchases you'll ever make.

More than just investing...

Preparing for your successful financial future requires more than wise investing, it involves careful planning. Look to us for help! Our experienced staff can help you build, manage and protect your wealth.

Home, Auto, and Business Insurance.

To speak with one of our agents call 803.641.3115. You may also visit one of our conveniently located offices in the Aiken and Columbia, SC or Augusta, GA areas.



Meet Our Employees

Stephanie Lord joined Security Federal Bank in 2019 to serve commercial and small business clients as a Business Solutions Specialist. In 2020, she moved into a management role within the department, where she continues to support the business community with thoughtful, relationship-driven solutions. Stephanie enjoys helping business owners streamline processes, simplify operations, and find tools that make running a business easier. Being actively involved in the community allows her to learn about local businesses and the people behind them, creating opportunities to connect clients with the products and services they need.

Favorite Product/Service Offered at Security Federal: 
  • A combination of Security Federal Bank’s youth banking products and Financial Counseling services. Stephanie believes financial literacy is critical at every stage of life and values providing resources at a young age. She especially appreciates that Financial Counseling is available to everyone — from individuals just starting out and learning how to build credit to those working to overcome past challenges and get back on track.
Stephanie Lord
VP-Business Solutions

Josh Booth began his banking career in 1999 after earning a bachelor’s degree in Finance from the University of Florida. In 2005, he moved to Aiken and joined Security Federal Bank, where he has since built more than 20 years of experience in real estate lending within the Aiken market. Known for his responsiveness and deep local knowledge, Josh is always just a call, click, or text away — ready to help customers experience the strength of Security Federal Bank’s local mortgage lending team.

Outside of work, Josh enjoys spending time with his wife, Gina, bird hunting, target shooting, and playing pickleball. He is also passionate about giving back, volunteering his time building wheelchair ramps through United Way of Aiken County’s Project Vision. Josh and Gina are members of Millbrook Baptist Church, and he actively serves the community through board and trustee roles with Rural Health Services, Inc., United Way of Aiken County, Friends of Hopelands Gardens, and Rye Patch.


Favorite Product/Service offered by Security Federal: 
  • Mortgage loans — of course. Josh’s calling card is service and availability. He prides himself on being accessible to his customers, including evenings and weekends, and can be reached directly by cellphone at (803) 508-4266. Whether a customer begins a mortgage application online or visits one of Security Federal Bank’s convenient branch locations, Josh and the local lending team provide personalized attention focused on finding the right loan program to meet each customer’s unique needs. With competitive rates, expert advice, and dependable solutions, Josh is committed to making the mortgage process smooth and straightforward.
Josh Booth
SVP-Mortgage Loan Originator
Greg joined Security Federal in 2021 as a Small Business Banker.  Since then, he has moved into the role of Financial Services Officer. Greg is passionate about helping Security Federal Bank's business customers and he is motivated to always do his best.  He enjoys meeting people and learning about their lives and business.  One thing he strives towards is making sure people feel comfortable working alongside him.

Favorite Product/Service offered by Security Federal: 
  • The Security Federal Bank Business Credit Card is a fixed rate card that is great for Greg's business customers.
Greg Bundick
VP-Financial Services Officer


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