Personal Line of Credit

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It’s the security of a loan with the additional flexibility of a credit card — choose a Personal Line of Credit (PLOC) when you need ongoing funding.

Personal Line of Credit Details

Gain financial flexibility with Security Federal Bank's personal line of credit offerings. Whether you're in need of general financing or seeking a fixed-rate solution, our tailored options ensure convenient access to funds when you need them. Take control of your finances with confidence, benefiting from flexible borrowing terms and competitive rates. Explore our fixed-rate personal line of credit options to secure stable financing for your financial goals.
  • Competitive, fixed rates for several ongoing needs:
    • Personal projects
    • Overdraft protection for checking account
    • And much more
  • Accommodating repayment options to fit your needs
  • Conveniently meet needs as they arise; no need to apply for separate installments
  • Access funds through your Security Federal Bank checking account, check or through online banking
  • Local decision-making and processing in your hometown
  • Friendly, professional service from start to finish
When trying to decide on what loan to pursue, explore our suite of financial calculators or reach out to one of our experienced bankers.