Personal Line of Credit


Man using laptop at home

It’s the security of a loan with the additional flexibility of a credit card — choose a Personal Line of Credit (PLOC) when you need ongoing funding.

Personal Line of Credit Details:


  • Competitive, fixed rates for several ongoing needs:
    • Personal projects
    • Overdraft protection for checking account
    • And much more
  • Accommodating repayment options to fit your needs
  • Conveniently meet needs as they arise; no need to apply for separate installments
  • Access funds through your Security Federal Bank checking account, check or through online banking
  • Local decision-making and processing in your hometown
  • Friendly, professional service from start to finish
When trying to decide on what loan to pursue, explore our suite of financial calculators or reach out to one of our experienced bankers.