New Features & Enhancements

At Security Federal Bank, we’re committed to making banking easier, more informed, and more convenient for you. Our New Features & Enhancements page is designed to introduce you to new tools and services that support your financial goals and enhance your overall banking experience.

Here, you’ll find clear, easy-to-understand information about each tool — what it does, how it works, how to get started, and where to turn if you have questions. Whether you’re exploring a new option or ready to take the next step, this page is your go-to resource.

Below, you’ll find an overview of helpful banking tools designed to benefit our customers and support their financial goals.




 

MyFinancialHealth is a helpful digital tool available through Security Federal Bank’s online and mobile banking that puts your financial well-being at your fingertips. This built-in feature provides access to credit monitoring, identity protection tools, and personalized financial insights — all conveniently accessible in one place.

With MyFinancialHealth, you can:

  • Check and monitor your credit score and view key activity on your credit report

  • Receive alerts when there are important changes to your credit profile

  • Use identity monitoring tools designed to help detect potential fraud

  • Access personalized financial insights and educational resources

  • Better understand the factors that influence your overall financial health

All of this information is available directly within online and mobile banking — helping you stay informed, protected, and confident in managing your financial future.

What’s Included?

 

Basic (Free) Version

  • Credit score access from one credit bureau

  • Credit monitoring alerts

  • Credit report activity insights

  • Identity monitoring notifications

  • Personalized financial insights and educational resources

Premium Version ($8.99/month)
  • Credit scores from all three credit bureaus

  • Enhanced identity monitoring and protection features

  • Additional alerts and expanded coverage options

  • Automatically billed from your Security Federal Bank checking or savings account

  • Cancel anytime

How Do I Enroll?

Getting started with MyFinancialHealth is easy.

  • Basic Version: Automatically available at no cost through Security Federal Bank’s online and mobile banking.

  • Premium Version: Enroll directly through the Security Federal Bank Banno® Mobile App by selecting MyFinancialHealth and following the on-screen prompts.

Once enrolled, your MyFinancialHealth tools will be accessible immediately within online and mobile banking.

For FREE financial advice and counseling, please contact our Financial Counseling Department for in person one-on-one coaching: https://www.securityfederalbank.com/resource-center/financial-counseling

Important Information

MyFinancialHealth is provided by a third-party service provider. Enrollment, features, and pricing are subject to change. Credit scores and credit information are provided for educational purposes only and may differ from those used by lenders. Identity monitoring services do not guarantee protection against identity theft or fraud.

The Premium Version monthly fee of $8.99 will be automatically charged to the Security Federal Bank checking or savings account selected at enrollment. Customers may cancel the Premium Version at any time through the Banno® Mobile App. Cancellation will stop future charges but will not result in a refund of any previously billed fees.

Availability may vary by customer. Online and mobile banking enrollment required.

 

VIDEO: Take Control of Your Finances with My Financial Health

 

Car icon BaZing® Fuel Benefits Car icon

Available with Security Federal Bank Perks Checking (powered by BaZing®)

 

We have an update to your BaZing® Fuel benefit — and it’s a positive one.

Your fuel benefit is expanding soon, making it easier to earn rewards every time you fill up.

What’s New

Your fuel benefit will soon allow you to earn cashback on fuel purchases everywhere, not just at select locations.

How It Works

With the updated BaZing® Fuel benefit, you’ll enjoy:

  • 3.00% cashback on qualifying fuel transactions

  • No codes to enter at the pump

  • No additional apps to download

  • Cashback automatically deposited into your powered by BaZing® Perks Checking account each month

Program Details

To qualify for fuel cashback:

  • Complete 20 or more debit card purchases per statement cycle

  • Earn up to $5.00 in cashback per month

What’s Changing

The current BaZing® Fuel benefit — which provides a discount at the pump using a custom code — will be ending soon.

  • February 28, 2026: Last day to earn rewards under the current program

  • March 31, 2026: Final day to redeem any remaining rewards

  • March 31, 2026: Current fuel discount program officially ends

What’s Next

The new cashback option is coming soon, and we’ll notify you once it’s available.

Beginning April 1, 2026, the BaZing Fuel tile within online and mobile banking will direct you to a list of well-known fuel rewards programs — such as Shell and BP — where you can browse available options and enroll directly.

What’s Not Changing

Your Perks Checking account and all other BaZing® benefits will remain the same.

 

Frequently Asked Questions

 

Who qualifies for BaZing® Fuel benefits?

BaZing® Fuel benefits are available to eligible Security Federal Bank Perks Checking account holders who are enrolled in powered by BaZing®.

Do I need to enroll separately?

No. If you have a Perks Checking account enrolled in BaZing®, the fuel benefit is automatically included.

When will cashback be deposited?

Cashback is deposited directly into your Perks Checking account on a monthly basis.

What happens to my current fuel discount?

The current discount program will end on March 31, 2026. You may continue earning rewards under the current program through February 28, 2026, and any remaining rewards must be redeemed by March 31, 2026.

 

 

BaZing® Fuel cashback is available to eligible Security Federal Bank Perks Checking account holders enrolled in powered by BaZing®. Cashback rewards are subject to program terms and conditions.

To earn fuel cashback, account holders must complete a minimum of 20 debit card purchases per statement cycle. Qualifying purchases must post and settle during the statement cycle. Cashback is capped at $5.00 per month and will be credited to the associated Perks Checking account monthly.

Fuel cashback applies to qualifying fuel purchases only and is based on merchant category codes assigned by the fuel merchant. Security Federal Bank is not responsible for incorrect merchant classification.

The current BaZing® Fuel discount program, which uses a custom code at the pump, will end March 31, 2026. Rewards will no longer be earned under the current program after February 28, 2026. Any unredeemed rewards must be redeemed by March 31, 2026 or they will be forfeited.

Beginning April 1, 2026, the BaZing Fuel tile may direct users to third-party fuel rewards programs. Security Federal Bank is not responsible for the products, services, rewards, or enrollment terms offered by third-party providers.

Program features, rewards, eligibility requirements, and rewards caps are subject to change without notice. Fees may reduce earnings.

BaZing® is a registered trademark of BaZing, LLC.




















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