Online Banking

Man at coffee shop on laptop

Online banking gives you account access and control 24 hours a day.

You have the ability to check your account balance, look up your transaction history and freeze your debit cards when you aren't quite sure if you left them at a friend's house.

What services are available through Online Banking?

  • Secure Messaging – Chat with a Security Federal Bank representative
  • Account Management/History
    • Review/search transactions
    • Check account and loan balances
    • View checks and eStatements
  • Transfer Money – Transfer between SFB accounts or to and from other financial institutions
  • Send and Receive Money with Zelle®
  • Pay Bills/Bill Pay1 – Set up one-time or reoccurring bill payments
  • View Documents
    • eStatements
    • Loan Documents
    • Tax Documents
  • Download Transactions - QBO, QFX, CSV, TXT or OFV files available
  • Set Alerts – Make sure you receive alerts concerning balance levels, transactions and deposits
  • Add Transaction Notes and Images – Upload receipt pictures or make notes about transactions
  • Debit Management – Temporarily de-activate your card, report lost/stolen or re-order card
  • Add Multiple Accounts – View multiple accounts under the same log-in

Frequently Asked Questions

  1. Go to and click login or download the Security Federal Bank App.
  2. Click Enroll.
  3. Enter the information requested on the Enroll screen (SSN/EIN/ITIN, Account Number, Email and Phone Number), and the select Next.  The phone number and email address must be the email and phone number on file for the account.  Please contact the bank, if you need to update your information.
  4. Enter the verification code sent via text, and then select Verify.
  5. Read the user agreement, and then select Agree.
  6. Create a username and password by entering the information in the Username and Password fields, and then select Next.

If you are locked out, you can reset your password through the online or mobile banking platform or you can call 803.641.3000 to have your password reset during normal business hours.

Online and Mobile Banking Option:

  1. Go to and click online banking or open the mobile app
  2. Click Forgot Password
  3. Enter your SSN or EIN and your account number
  4. A verification code will be sent to the phone number on the account
  5. Enter the verification code
  6. Create a new password
Signing Up
  1. Sign into Online Banking or the App
  2. Select an account from the Accounts section on the dashboard
  3. Click Documents (all future statements will be found under Documents)
  4. Click Sign Up/Changes
  5. Choose the account(s) you would like to enroll in eStatements and follow the instructions displayed
Accessing eStatements
  1. Sign into Online Banking or the App
  2. Select an account from the Accounts section on the dashboard
  3. Click Documents
  4. Choose the account associated with the eStatement you would like to see
    1. Sign into Online Banking or the Security Federal Bank app
    2. Select an account from the Accounts section on the dashboard
    3. Click Alert Preference to customize account alerts
  1. Sign into Online Banking
  2. Select Pay a Bill from the dashboard
  3. Select Enroll
  4. Read and Accept Terms and Conditions
  5. Under Payments on the Dashboard, click Pay a Bill, Pay a Person or Manage Payments

Various fees may apply.  Please reference the Personal Deposit Account Miscellaneous Fees for details.  Daily limits apply.

  1. Sign into online banking
  2. Click the card you want to manage under Card Management
  3. You can toggle between on and off in the top right corner.  Once it is off, no transactions will process.  When you turn it back on/green, the card is active again.
  4. If you choose, report card lost/stolen or re-order card, your card will no longer be available for use.  

Miscellaneous Fees may apply for certain transactions. See Personal Account Fee Schedule for all fee amounts.

1 To sign up for Bill Pay, you must use a personal computer (not a mobile device or tablet) for the initial setup.  Daily limits apply.