Add breathing room to your budget at rates that won’t break the bank. We offer two Mastercard® credit cards to fit your lifestyle.
Key Features
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Competitive Rates
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Anytime Funds
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Local Service
- Make purchases virtually anywhere across the world
- Enjoy the local service of your community bank
- Manage your credit card 24/7 online
- Two card options available
- Guide to Benefits
- Digital Wallet compatible
| Interest Rates and Interest Charges | Classic Credit Card | Scorecard Credit Card |
|---|---|---|
| Annual Percentage Rate (APR) for Purchases | 9.99% Fixed |
Prime Rate + 9.99% On 04/12/2022, Prime Rate + 9.99% =13.49%. This APR will vary with the market based on the Prime Rate* |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date. We will begin charging interest on cash advances and balance transfers on the transaction date. |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| Minimum Interest Charge or Payment | If you are charged interest, the charge will be no less than $1.50. | If you are charged interest, the charge will be no less than $1.50. |
| APR for Balance Transfers | 9.99% Fixed |
Prime Rate + 9.99% On 04/12/2022, Prime Rate + 9.99% =13.49%. This APR will vary with the market based on the Prime Rate* |
| APR for Cash Advances | 9.99% Fixed |
Prime Rate + 9.99% On 04/12/2022, Prime Rate + 9.99% =13.49%. This APR will vary with the market based on the Prime Rate* |
| Penalty APR and When It Applies | N/A | N/A |
| Fees | Classic Credit Card | Scorecard Credit Card |
|---|---|---|
| Cash Advance Fee | $10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance | $10.00 or 5.0% of the amount advanced. Maximum fee of $50.00 per advance |
| Foreign Transaction Fee | Up to 1.1% of the transaction | Up to 1.1% of the transaction |
| Late Payment Fee | Up to $25.00 | Up to $25.00 |
| Returned Payment Fee | Up to $30.00 | Up to $30.00 |
| Other Fees | N/A | N/A |
| Annual Fee | N/A | N/A |
| Balance Transfer Fee | N/A | N/A |
| Over-the-Credit-Limit Fee | N/A | N/A |
*The prime rate used to determine your APR is the rate published in the Wall Street Journal on the last day of the prior month.
See your current balance, make payments and more — 24/7! Manage your card online now through EzCard.