Are you always looking for deals? How about a checking account that offers deals?
- Roadside Assistance
- Cell Phone Protection
- ID Theft Aid
Explore what a SFB Perks Checking Account can do for you!
- BaZing Fuel 1 – Earn $0.10/gal for up to 20 gallons each month with just 15 debit card swipes
- Cell Phone Protection 2,3 – Receive up to $600 per claim ($1,200 per year) if our cell phone is broken or stolen as long as you pay your cell phone bill form your SFB Perks Checking Account. A $50 co-payment per claim will be assessed.
- Billshark 4 – Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need. Billshark’s fee is 33% of savings.
- Identity Theft Aid 2,3,4 - Includes identity restoration & payment card resolution, personal identity theft benefit, credit monitoring & credit report, credit score & scoretracker, score simulator, and identity monitoring.
- Buyers Protection and Extended Warranty 3,4 - Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, using your SFB Perks Checking Account.
- Roadside Assistance – Available 24/7 and free to use, up to $80 in convered service charges
- $10,000 Travel Accidental Death Coverage 4
- Health Savings Card – Save money on prescriptions, eye exams, frames, lenses and hearing services
- Shop Local, Save Local with Bazing Savings – Local discounts and national retailer deals to save you money on shopping, dining, travel and more
- ATM Fee Refunds5 - When qualifications6 are met, account holders will be reimbursed (max. $25.00 per cycle) for nationwide ATM withdrawal fees imposed by other financial institutions.
Details and Additional Benefits
- $25 minimum deposit to open
- Only $7 per month
- Free online banking app
- Mobile deposit feature available
- Turn on transaction alerts
- Turn your debit card on and off with one swipe
- Pay bills directly from your app
- Send money with Zelle®
- Free debit card (subject to approval)
- Free eStatements
- Paper statements available for $3 per month
- Overdraft Protection available through an overdraft transfer from a companion account, a line of credit or Overdraft Reserve®.
Qualifying for Additional Rewards
To receive the earned reward benefit in any month, the following criteria must have been satisfied during the month immediately prior:
- At least one ACH debit or credit must have posted and settled
- At least twelve debit card transactions must have posted and settled
- Accountholder must have elected electronic statements in lieu of paper statements.
Eligibility Requirements: Individuals must be at least 18 years of age to open and fund the account. Only one account of this type may be opened per social security number.
1 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are accrued for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.
2 Subject to the terms and conditions detailed in the Guide to Benefits found in the SFB Perks app.
3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
4 Billshark, identity monitoring, and credit monitoring each require additional activation to begin.
5 These reimbursements will be treated as interest for IRS (Form 1099-INT) reporting purposes. When qualifications are not met during the Statement Cycle, nationwide ATM fees are not reimbursed.
6 Qualifications: To receive the earned reward benefit in any month, the following criteria must have been satisfied during the month immediately prior: At least one ACH debit or credit must have posted and settled, At least twelve debit card transactions must have posted and settled, and the accountholder must have elected electronic statements in lieu of paper statements. Transactions and activities may take one or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning reward: ATM-process transaction, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, purchases made with a debit card not associated with the account, and bill payments made through Security Federal Bank’s online banking. Transactions bundled together by merchants and received by our institution as a single transaction count as one transaction for the purpose of earning account rewards.