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Preserving and accumulating wealth requires more than wise investing, it involves careful planning — both for the near term and for generations to come. If you have a Security Federal Trust account, view it online now.

Security Federal Trust is a division of Security Federal Bank that offers expert Trust Administration and Investment Services. Our experienced staff can help build, manage and protect your wealth for you and your loved ones.

Audrey Varn

Audrey Varn

Security Federal Trust - Division President

1185 Sunset Boulevard
West Columbia, SC 29169
(803)739-6072

Sam Jauhal

Sam Jauhal

Trust Officer

7004 Evans Town Center
Evans, GA 30809
(706)-650-6789

Karl Lutterloh

Karl Lutterloh J.D., LL.M.

Vice President/Trust Officer

100 Laurens Street
Aiken, SC 29801
(803)-644-2080

Who benefits from Trust Services?

  • Individuals interested in preserving and managing wealth through customized investment management
  • Individuals wanting to preserve, protect and/or administer assets for future generations
  • Individuals seeking to minimize tax liabilities
  • Individuals charged with managing benefits/assets for other individuals such as elderly, parents, minor children, and disabled adults
  • Individuals wishing to avoid delay and publicity of probate
  • Individuals seeking financial freedom from collecting income and paying bills
  • Non-profit organizations or businesses seeking to manage assets. 

Security Federal Trust offers services in many areas, including:

  • Investment Management Services
  • Charitable Remainder Trusts
  • Conservatorships
  • Eldercare Financial Management (including investments, bill-paying and day-to-day financial transactions)
  • Estates and Probate
  • Financial Planning
  • Trusts Under Will
  • Special Needs Trusts 

For more information about our Trust Services, call 803.641.3000. Contact us by email at [email protected]. Please consult your tax or legal advisors before taking any action that may have tax consequences.

Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Insured by any Government Agency, Not a Bank Deposit